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Home : Products : Life & Disability Insurance
Smith Petrie Carr and Scott Insurance Brokers Ltd.
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SPCS Insurance Products


Life Insurance

At Smith Petrie Carr & Scott we would like to be known as your 'one stop shop' for all your insurance needs. Our Life Department can provide advice and council on Life Insurance, Key Person Insurance, Disability Income, Group Employee Benefits, Critical Illness Insurance, Travel Health Insurance, Individual Health & Dental Plans and Long Term Care Insurance.

Life Insurance can be utilized for many of your needs including:

Disability Insurance

Accidents and Illnesses are a fact of life. They can happen to anyone at any time. A disability to you means a disability to your income. Your standard of living will be affected without the proper level of protection.

Please contact us for a personalized proposal on a disability plan that will protect your future.

Mortgage Insurance

Comparing Mortgage and Term Insurance. Take a look at the differences between protecting your mortgage with: Personally owned term insurance versus your lenders mortgage insurance. Read More ª

PROTECT MORE THAN JUST YOUR MORTGAGE!

"When you purchase a term life policy, you are covered for the full amount of your mortgage, not just the outstanding balance, for the life of the policy."

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Individual Health and Dental Plans

  • Ideal for individuals without group insurance protection
  • Losing your group insurance plan and looking for private coverage
  • Self Employed Individuals - premiums are tax deductible
  • A special plan for people leaving their group insurance - no medicals
Offer coverage for expenses not covered by your provincial health insurance plan.
  • Prescription Drugs
  • Dental Services
  • Registered Paramedical Practitioners, specialists and therapists
  • Home Care and Nursing
  • Out of Country Emergency Travel Health coverage
  • Vision Care
  • Medical Equipment, Supplies, Accidental Dental, Hearing Aids and more
A wide range of plan options gives you choice you are looking for. get a quote

Travel Health Insurance for Canadians

Emergency Travel Medical Insurance for Canadians traveling outside their Province of Residence. Several options available to best suit your needs including:
  • Single Trip Plans
  • Multi Trip Plans
  • Emergency Medical Only or All Inclusive with Trip Cancellation/Interruption, Baggage Loss, Delay & Damage, Flight Accident and Travel Accident.
  • Travel Canada Plan
  • Trip Cancellation/Interruption - also available on a Stand Alone Basis.

Visitors to Canada Health Insurance

Emergency Medical Insurance:
  • Visitors To Canada
  • Canadians who are not eligible for benefits under provincial health care plan
  • New immigrants who are waiting for government health insurance plan
  • Persons in Canada on a Work Visa or Student Visa
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