ICCRC Program F.A.Q.

New Cyber Security & Privacy Liability Extension:

Your policy will now include a limit of $50,000 with an annual aggregate limit of $1,000,000 for all members to cover a broad range of cyber liability exposures. This includes security breach, privacy breach, data personal injury & remediation and notification expenses. More information on this extension can be found on our website.
Cyber Security and Privacy Liability

Unlimited Telephone Legal Advice

As an ICCRC member, answers to your legal questions could be just a phone call away. In partnership with DAS Canada, we are making unlimited telephone legal advice available to all members. It’s like having a law firm on retainer! You will have unlimited access to a panel of experience lawyers between 8 am and midnight, seven days a week, and 24/7 in emergency situations. When calling the helpline, you will receive general legal advice from a professional lawyer that will listen, understand and recommend a clear course of action for you.
Information on how to access this service will be issued with your Insurance Renewal.

Commercial General Liability and Property Option

Do you rent office space or operate out of your home? Many home owners insurance policies exclude coverage for businesses operating in the home. Protecting your business assets is vital. Office package coverage includes property insurance, commercial general liability and crime. Basic policy premiums start at only $500 per year. Please contact us for more details.

I already have insurance through my employer. Do I still need to purchase this insurance?

Yes. This is a mandatory program and coverage is on an individual member basis. We recommend coverage be purchased through the ICCRC insurance program to confirm compliance with ICCRC membership requirements.

I am a member of ICCRC/CRCIC but am currently not practicing, do I need to purchase this insurance?

Yes. It is a requirement of the ICCRC/CRCIC that all members in good standing purchase Errors & Omissions insurance.

Does this insurance policy cover my company?

No. This policy is intended to cover individual members and their clerical staff. However a person who registers themselves as a “personal corporation or limited entity” can have coverage extended.

How can I pay for this insurance policy?

You can pay by credit card by selecting Buy Now at the bottom of the application page. VISA or MasterCard is accepted. For the application please click here.

If you do not wish to pay by credit card and prefer to pay by cheque, please ensure you have filled out the application in its entirety and select the Print option. Please mail both payment and printed application to Smith Petrie Carr & Scott Insurance Brokers. For the application please click here.

Who should my cheque be made payable to?

If you are paying by cheque it should be made payable to Smith Petrie Carr & Scott Insurance Brokers.

Where should I mail my cheque?

Smith Petrie Carr & Scott

600-359 Kent Street

Ottawa, ON K2P 0R6

I am an new ICCRC member and I am joining midway through the term; will the premium that I pay be adjusted?

Yes. The premium will be adjusted from $250 annually to $144 if you are applying more than six months into the policy term. All policies expire July 1st, 2019. If you apply for insurance as a NEW member any time after January 1st, 2019 the cost to join is $144.

Application Date Premium
July 1st, 2018 – December 31st, 2018 $250
January 1st, 2019 – July 30th, 2019 $144

*$37 policy fee included in the above premium amounts

Why does the certificate expire on July 1st? Can I get a one year policy?

Since this is a group certificate insurance program, all members of the ICCRC/CRCIC have the same policy expiry date of July 1st each year. When you apply for renewal (July 1), a certificate will be issued for a full year term.

Who does this insurance provide coverage for?

The policy is for individuals or individual entities. The policy will cover employees (clerical staff ONLY) of personal entities, but does not cover independent contractors.

What does the coverage provide coverage for?

This policy provides coverage for all sums which insured members become legally obligated to pay as damages resulting from an error, omission or negligent act while performing duties usual to that of an immigration consultant. An electronic copy of the policy wording is available to members upon request by e-mailing at ">

Does this policy cover claims outside of Canada?

This policy provides coverage without territorial limitation however suits or judicial proceedings must first be brought against the insured member within Canada.

What is the limit of insurance on this policy?

The limit of insurance on this policy is $1,000,000 per member per loss with a $10,000,000 shared limit for all members annually.

If I cancel my certificate of insurance coverage during the policy term will I be entitled to a refund?

The policy premium is 100% earned and therefore premiums paid are non-refundable. Due to the low cost of the errors and omissions program to members, there will be no refunds for premiums paid if the member’s coverage is cancelled at any time during the policy term