IN THE EVENT OF HOSPITALIZATION, you must call Global Excel Management Inc. (hereinafter called “Global Excel” ) within 48 hours of admission:
From Canada and U.S., call toll free 1-800-336-9224
From anywhere, call collect +819-566-8698
Do not assume that someone will contact Global Excel on your behalf. It remains your responsibility to ensure that Global Excel has been contacted within 48 hours of admission. Failure to do so limits benefits to 80% of eligible expenses (see Section VI – Limitations and Restrictions of the Policy).