CICC Program FAQ

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Cyber Security & Privacy Liability Extension:

Your policy includes a limit of $50,000 with an annual aggregate limit of $1,000,000 for all licensees to cover a broad range of cyber liability exposures. This includes security breach, privacy breach, data personal injury & remediation and notification expenses. More information on this extension can be found on our website.

Cyber Security and Privacy Liability

Unlimited Telephone Legal Advice

As a CICC-CCIC licensee, answers to your legal questions could be just a phone call away. In partnership with DAS Canada, we are making unlimited telephone legal advice available to all licensees. It’s like having a law firm on retainer! You will have unlimited access to a panel of experience lawyers between 8 am and midnight, seven days a week, and 24/7 in emergency situations. When calling the helpline, you will receive general legal advice from a professional lawyer that will listen, understand and recommend a clear course of action for you.

Information on how to access this service will be issued with your Insurance Renewal.

Commercial General Liability and Property Option

Do you rent office space or operate out of your home? Many homeowners insurance policies exclude coverage for businesses operating in the home. Protecting your business assets is vital. Office package coverage includes property insurance, commercial general liability and crime. Basic policy premiums start at only $500 per year. Please contact us for more details.

Smith Petrie Carr & Scott CICC FAQ and Answers

Yes. This is a mandatory program and coverage is on an individual licence basis. We recommend coverage be purchased through the CICC-CCIC insurance program to confirm compliance with CICC-CCIC licence requirements.

Yes. It is a requirement of the CICC-CCIC that all licensees in good standing purchase Professional Liability Insurance.

No. This policy is intended to cover individual licensees and their clerical staff. However, a person who registers themselves as a “personal corporation or limited entity” can have coverage extended.

You can pay by credit card by selecting Buy Now at the bottom of the application page. VISA or MasterCard is accepted. For the application please click here.

If you do not wish to pay by credit card and prefer to pay by cheque, please ensure you have filled out the application in its entirety and select the Print option. Please mail both payment and printed application to Acera Insurance, formerly Smith Petrie Carr & Scott Insurance Brokers. For the application please click here.

If you are paying by cheque it should be made payable to Acera Insurance Services Ltd.

Acera Insurance

600-359 Kent Street

Ottawa, ON K2P 0R6

The policy is for individuals or individual entities. The policy will cover employees (clerical staff ONLY) of personal entities, but does not cover independent contractors.

This policy provides coverage for all sums which insured licensees become legally obligated to pay as damages resulting from an error, omission or negligent act while performing duties usual to that of an immigration consultant. An electronic copy of the policy wording is available to licensees upon request by e-mailing at [email protected]

This policy provides coverage without territorial limitation however suits or judicial proceedings must first be brought against the insured licensee within Canada.

The limit of insurance on this policy is $1,000,000 per licensee per loss with a $10,000,000 shared limit for all licensees annually.

The policy premium is 100% earned and therefore premiums paid are non-refundable. Due to the low cost of the Professional Liability Insurance program to licensees, there will be no refunds for premiums paid if the licensee’s coverage is cancelled at any time during the policy term.

Protect your Business Against the Unexpected

You’ve worked hard at your business goals and growth. A Professional Liability Insurance plan helps maintain your business through the hard times.

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Rogers Insurance and CapriCMW Merge to Become Acera Insurance.

Smith Petrie Carr & Scott, as part of the Rogers Insurance Group, is now Acera Insurance.

As one unified company, we are now one of Canada's largest independent and employee-controlled brokerages.